Wednesday, December 31, 2014

The Social Security and Medicare System Sucks!

On February 2, 2015 I will be 65. This seems to be the magic number in America. Even though I still work, pay taxes, and allow my paycheck to be the target of governmental greed, I'm being hounded through the mail and over the phone about social security benefits and medicare enrollment. And, it started months ago.

My health insurance informed me they would no longer be covering me because I am eligible for medicare. But, I do not want medicare, not until I determine that I'm ready for it. Too bad, you're getting it anyway. Then the Air Force medical clinic, where I've gone for care for over 30 years, informs me that they will no longer be taking care of me so go find a doctor downtown.

So, fine I get online and fill out the form for medicare insurance to start February 2, 2015. Then the letters from Social Security/Medicare start coming in the mail. Several copies of each letter,  like one is not enough. The Social Security folks have determined that I do not have to pay for Part A since I have worked and paid into the program since I was 14 years old. That means I have paid into this crap for 51 years, I should own it by now. But, to keep my military Tricare for life I have to have Part B. Now Part B pays for some of the doctor's office visits and stuff you have to get outside of an inpatient hospital visit. And, you have to pay for it based on your income. So, I get another letter stating I have to pay $104.90 a month for Part B based on the figure that the IRS gave to Social Security folks last year as my household income. But, it's not just my yearly income, it is the joint income of my spouse and I from our joint taxable income. WHY is my husband's income added to my income to determine MY monthly medicare premium? Because the government says so is the answer I received. My husband has to pay towards my Medicare premiums and he is 13 years younger than me so when he is 65 I could be dead and he won't have the opportunity to use my income and make me help pay for his Medicare.

I call the Social Security/Medicare office and ask them how do they want me to pay the $104.90 a month and the women reads me a pamphlet that has nothing to do with how to make the payment and when she finishes I said that's nice but HOW do you want me to pay----check, money order, credit, out of my flesh---HOW?  Oh, then she reads me another pamphlet and the last paragraph says that if I am receiving Social Security or a Civil Service pension that I have to have it taken from my check before I receive it---whether I want to or not. Then I have to fill out a form online to have it deducted from my retirement check and I have to fill out a form for an online Medicare information account.

WHY I ask do I have to fill out another form for the account when I just filled out the same information on a form for deduction from pay? It's the same exact information I just gave you.  Well, I have to fill out another form because they need to know if I have any other insurance that they can bill my medical costs to so that they can get out of paying my medical costs with Medicare. Now how can I have another insurance when my insurance is cancelled by all other companies as soon as they find out I'm 65?  And, who is allowing all these government departments to share my personal information without my consent?? Well you have to file another form saying that you do  not want your personal information shared and they will send you another letter telling you that the government can share your personal information if they want because now that you are 65 you have no rights just like when you were born until you were of legal age which is different in a lot of states.

In other words when you turn 65 the government is going to screw the heck out of you so get ready to bend over.

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